Enter your email address here to receive announcements about our Technical Assistance and Training opportunities, as well as news about Impact Capital.

• About Us |

  • Our Community Impact
  • Board of Directors
  • Careers
    • Workplace Culture
    • Jobs
  • Our Donors
  • Annual Report
  • Contact Us

• Lending |

  • About Impact Capital Lending
  • Loan Products
  • Loan Application

• Community Building |

  • Vibrant Communities
  • Affordable Housing Preservation Services
  • Knowledge Bank

• Training |

• Donate
  

  • Ways to Give
  • Donor Reports
  • Success Stories

ABOUT IMPACT CAPITAL LENDING

Impact Capital is a Community Development Financial Institution (CDFI) providing real estate financing products and community building support to non-profit community-based organizations throughout the Pacific Northwest.

Impact Capital has a range of flexible financial tools, beyond those available from traditional lending institutions, that help make affordable housing and community development projects possible. These products and programs provide value-added assistance all along the development continuum.

Impact Capital provides loans from the Community Development Loan Fund (CDLF) and the Community Investment Fund (CIF). Both funds provide short-term bridge loans to a range of projects, including low-income multi-family and homeownership developments, shelters, community land trusts, senior centers, day care centers, and other community facilities.

• The Community Development Loan Fund (CDLF) assists non-profit organizations with higher-risk, very preliminary site investigation costs associated with preparing initial applications for grants and project financing. Loans made from the CDLF loan pool are called Phase I Pre-Development Loans.
• The Community Investment Fund (CIF) enables non-profit organizations to take the next steps in project development. Impact Capital makes secured, interest-bearing bridge loans from the CIF pool, and can be used to acquire land and buildings, pay for predevelopment expenses, bridge capital campaigns, pay for construction costs and bridge tax credit equity payments. The four main types of CIF loans are: 1) Phase II Predevelopment; 2) Acquisition; 3) Construction; and 4) Lines of Credit. In addition, Impact Capital offers Commercial Tenant Improvement loans on a very limited basis. See the Loan Product Matrix PDF.

Impact Capital is the Northwest affilliate of the Local Initiatives Support Corporation (LISC) and is affiliated with the National Equity Fund, and which provide financing and support to community development organizations nation-wide. Impact Capital accesses LISC lending resources for financing needs outside of the state of Washington.

Organizations interested in funding are encouraged to contact Impact Capital early in the process to discuss timing of the loan application and funding decisions.

For projects located in the Northwest but outside of Washington state, please contact Jon Clarke, at (206) 658-2606 or jon@impactcapital.org.